Auction Bridging Loans
When you win a property at auction, the clock starts ticking. You typically have 28 days to complete the purchase — far too fast for a traditional mortgage. Auction bridging loans are designed specifically for this scenario, providing rapid access to funds so you can meet your deadline with confidence.
How It Works
Once you've won the auction, contact us immediately. We'll assess the property and your exit strategy, often providing a decision within 24 hours. Our legal team works in parallel to ensure completion within your deadline.
Key Features
- Completion in as little as 7 days
- Decisions within 24 hours
- Up to 70% LTV on residential property
- Rates from 0.89% per month
- No exit fees on residential loans
- Self-employed and retired borrowers welcome
- Poor credit history considered
- Maximum borrower age of 85
Who Is This For?
Auction bridging loans are ideal for property investors, landlords, and developers who regularly buy at auction. They're also suitable for first-time auction buyers who need the certainty of fast funding. Whether you're buying a residential property, commercial unit, or land with planning permission, we can help.
Rates & Costs
| Property Type | Max LTV | Rate From | Arrangement Fee |
|---|---|---|---|
| Residential | 70% | 0.89% pm | 2% |
| Semi-Commercial | 65% | 0.95% pm | 2% |
| Commercial | 60% | 1.0% pm | 2% |
Ready to secure your auction purchase?
Get a decision within 24 hours. Call us now or use our loan calculator to estimate your costs.
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