Rebridge Finance

If your existing bridging loan is approaching its expiry date and your exit strategy hasn't materialised, rebridging gives you a fresh facility with new terms and more time. Rather than facing default charges or repossession, a rebridge replaces your current loan and resets the clock — allowing you to complete your sale, secure a refinance, or finalise planning that's been delayed.

How It Works

We assess the property's current value and your revised exit strategy. If the fundamentals are sound — the property has value and there's a realistic plan to repay — we can replace your existing bridging loan with a new facility on fresh terms. The proceeds of the new loan pay off the old lender directly, and you get a new term of up to 12 months to execute your exit. We can often complete before your existing loan's expiry date.

Key Features

• Replace an expiring bridge with fresh terms
• Completion in as little as 7 days
• Decisions within 24 hours
• Up to 70% LTV on residential property
• Rates from 0.89% per month
• No exit fees on residential loans
• Self-employed and retired borrowers welcome
• Poor credit history considered
• Maximum borrower age of 85

Who Is This For?

Rebridge finance is for borrowers whose existing bridging loan is expiring and who need more time to sell, refinance, or complete their original plan. It's suitable for those facing default or repossession from their current lender, investors whose sale has fallen through and who need to remarket, or developers who have experienced planning or construction delays.

Rates & Costs