Berkeley Credit

Fast Bridging Loans

When speed is everything, you need a lender who can move as fast as you do. Our fast bridging loans can complete in as little as 7 days, giving you the certainty to act on time-sensitive opportunities that would be impossible with conventional finance. Whether it's an auction deadline, a chain break, or a deal that won't wait, we have the processes in place to deliver.

How It Works

Our streamlined underwriting process is built for speed. We assess the property and your exit strategy in parallel, often issuing a decision within 24 hours. We instruct a panel valuer local to the property to minimise delays, and our legal team is experienced in fast-tracking completions. Where time is especially tight, we can work with desktop valuations and existing title information to shave days off the process.

Key Features

  • Completion in as little as 7 days
  • Decisions within 24 hours
  • Streamlined underwriting for maximum speed
  • Up to 70% LTV on residential property
  • Rates from 0.89% per month
  • No exit fees on residential loans
  • Self-employed and retired borrowers welcome
  • Poor credit history considered
  • Maximum borrower age of 85

Who Is This For?

Fast bridging loans are for anyone facing a deadline. Auction buyers who need to complete within 28 days, homeowners breaking a chain to save a purchase, developers securing a site before a competitor, or investors acting on a below-market-value opportunity that won't last. If time is your biggest constraint, this is the product for you.

Rates & Costs

Property Type Max LTV Rate From Arrangement Fee
Residential 70% 0.89% pm 2%
Semi-Commercial 65% 0.95% pm 2%
Commercial 60% 1.0% pm 2%

Need to move fast?

Call us now for a decision within 24 hours and completion in as little as 7 days.

Ready to secure your bridging loan?

Get a decision in 24 hours. Our expert team will guide you through every step of the process.