High LTV Bridging Loans

When you need maximum leverage from your property, a high LTV bridging loan lets you borrow up to 75% of the property's value. This means less capital tied up in each deal, allowing you to preserve cash for works, other investments, or simply to reduce the amount of equity you need to put in. It's the right choice when you want your money to work harder.

How It Works

We assess the property's current open market value and can lend up to 75% of that figure on residential assets. For higher LTV cases, we look closely at the strength of your exit strategy — whether that's a confirmed mortgage offer, a sale with a buyer in place, or a clear refinance route. The stronger the exit, the more flexibility we can offer on leverage. Funds can be released in as little as 7 days.

Key Features

• Up to 75% LTV on residential property
• Completion in as little as 7 days
• Decisions within 24 hours
• Rates from 0.89% per month
• No exit fees on residential loans
• Preserve capital for other investments
• Self-employed and retired borrowers welcome
• Poor credit history considered
• Maximum borrower age of 85

Who Is This For?

High LTV bridging loans are ideal for property investors seeking maximum leverage, borrowers with limited deposit available, and portfolio landlords who want to spread their capital across multiple acquisitions rather than concentrating it in a single asset. They're also suitable for those purchasing below market value who want to borrow against the true worth of the property.

Rates & Costs