Commercial Bridging Loans

Commercial property transactions often demand speed that conventional lenders cannot provide. Whether you're acquiring an office building, purchasing a retail unit, refinancing a warehouse, or funding the refurbishment of an industrial estate, a commercial bridging loan from Berkeley Credit gives you the capital you need without months of waiting.

We lend against a broad range of commercial assets including offices, shops, restaurants, pubs, care homes, industrial units, warehouses, and land with planning permission. SPVs and limited companies are welcome as borrowers, and we assess every deal on its individual merits — focusing on the asset value and your exit strategy rather than applying a one-size-fits-all checklist.

Key Features

• Completion in as little as 7 days
• Decisions within 24 hours
• Up to 60% LTV on commercial property
• Rates from 1.0% per month
• SPVs and limited companies welcome
• Self-employed borrowers considered
• Suitable for purchase, refinance, or refurbishment
• Maximum borrower age of 85

Who Is This For?

Commercial bridging loans are used by business owners purchasing their own trading premises, property investors acquiring commercial assets to add to a portfolio, and developers who need short-term funding while they convert or refurbish a commercial building before arranging long-term finance. They are also suitable for landlords refinancing an existing commercial property to release equity, or for anyone who needs to move quickly on a commercial deal where timing is critical.

Rates & Costs